Doug Dixon has spent his career solving the mortgage challenges that traditional lenders can't — or won't — address for retirees and high-net-worth borrowers.
"The most important financial decisions aren't made in bank boardrooms — they're made at the kitchen table."
— Doug Dixon, Founding Philosophy
When Doug Dixon's parents approached retirement, they found themselves in a situation familiar to millions of Americans: decades of hard work, a paid-off home, and more equity than liquid savings. The traditional lending industry had no solutions for them.
That experience — watching his parents navigate a system ill-equipped for their reality — became the foundation of Dixon Lending. Doug spent years mastering the specialized corner of mortgage finance designed specifically for people in their situation.
Today, Doug approaches every client the way a skilled architect approaches a renovation: with deep respect for what's already been built, and a precise plan for what comes next. Every financial structure is custom. Every recommendation is honest. Every conversation is treated like a kitchen table decision — because that's exactly what it is.
Income Centric
Qualifying based primarily on W-2 or 1099 income
Strict Repayment
Monthly obligations regardless of cash flow needs
Short-Term Utility
Optimized for purchase, not for retirement planning
Equity Optimized
Qualifying using the asset base you've built over decades
Flexibility First
Structures that adapt to retirement income realities
Legacy Preservation
Designed with your heirs and estate plan in mind